PLUS Loans are fixed-rate loans available to borrowers regardless of financial need (credit guidelines apply in determining eligibility). PLUS Loans are offered by the federal government through the U.S. Department of Education's Direct Loan Program. Borrow up to the cost of education minus financial aid.
- Parent PLUS Loans
Go into repayment 60 days after loan funds are fully disbursed to the school (deferments may be available). Click here for more details. - Graduate PLUS Loans
Offer in-school deferment while you are attending school at least half-time. Click here for more details.