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Stafford Benefits | Parent PLUS Benefits | Grad PLUS Benefits

Welcome graduate students!

SunTrust has developed money saving benefits with University of Tennessee - Chattanooga graduate students in mind.

Get rewarded with SunTrust's money saving benefit offer!

Savings for Grad PLUS Loan Borrowers
Grad Students, a PLUS loan from SunTrust comes with a rewarding benefit that can reduce the cost of your loan.

  • 0.25% Interest Rate Reduction Reward
    Reduce the interest rate on your Grad PLUS loan by 0.25% when you allow your monthly loan payments to be automatically drafted from a personal checking or savings account.1

Optional Deferment for Grad PLUS Loan Borrowers
With a Grad PLUS loan, you can defer your payments while you attend school. And you only need to be enrolled in school half-time to receive this benefit.2

Apply for a Federal Grad PLUS Loan today!

SunTrust private loans can help fill the gap.
If grants, scholarships and federal education loans don't cover all of your expenses, consider a private education loan from SunTrust. They're a great way to bridge the gap between what you have and what you need. Click here, to learn more.


1 Savings programs effective for Graduate PLUS loans first disbursed on or after 6/9/08. An origination fee of 3% and a default fee of 1% will be calculated based on, and deducted from, each disbursement. Borrowers must make all payments as scheduled and maintain enrollment in automatic debit to keep the rate reduction in effect.

2 Interest will accrue during any period of deferment and will be capitalized (added to the loan balance) at the time of repayment. Borrowers must meet certain eligibility requirements in order to request deferment.

Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue these programs without notice. All loan programs may not be available in certain jurisdictions.



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