Income Requirements

Applicants may be required to provide proof of income. Depending on the type of income, acceptable proof of income varies. If you have any questions about acceptable documents, please contact us.

Wage Earners
Previous W-2 statement or paystub dated within the past 60 days that states the employer's name, employee's name and, if available, year-to-date income

Self-employed
Signed copy of the last two (2) years' federal personal income tax returns with all schedules (Acceptable forms of Applicant signature on tax returns include wet signature, wet signature of paid tax preparer, a completed IRS e-file Signature Authorization form 8879, IRS confirmation notice form 9325, or IRS email filing confirmation.)

Retirees
One of the following:

Other income documentation (only required when applicants choose to list this type of income within the loan application)