PLUS Loans are fixed-rate loans available to borrowers regardless of financial need (credit guidelines apply in determining eligiblity). PLUS Loans are insured by the federal government to keep rates low. Borrow up to the cost of education minus financial aid.

• Parent PLUS Loans
  Go into repayment 60 days after loan funds are fully disbursed to the school (deferments may be available). Click here for more details.



• Graduate PLUS Loans*
  Offer in-school deferment while you are attending school at least half-time. Click here for more details.

* The Graduate PLUS Loans program goes into effect on July 1, 2006