Here in the U.S., the government has a program that can help you borrow money for college, with loans that usually cost a lot less than other loans to pay back.

The most common federal loans are Stafford Loans. There are two different types of Stafford Loans: one for students who show financial need, and one for those who don't. If your parents are helping you out or you're a graduate student, a federal PLUS Loan might make sense as well. If you get these federal loans through SunTrust, you could save money with special money saving benefits. And remember, if scholarships, grants and federal loans don't cover all of your education costs, private loans from SunTrust can be a good way to go.

So how do you get a federal loan? Check out our quick and easy Federal Loan Checklist.