Grad PLUS Loans

Graduate and professional students can take advantage of low, fixed rates

A Grad PLUS loan can help you finance your education:

  • Not based on financial need, but credit guidelines apply in determining your eligibility.
  • Borrow up to 100% of the cost of education minus other financial aid received.
  • Option for in-school deferment while attending school at least half-time.*
  • Available from the U.S. Department of Education's Direct Loan Program.

*Interest will accrue during deferment and be capitalized (added to the loan balance) at the end of the deferment period.

Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue these programs without notice. All loan programs are subject to approval and may not be available in certain jurisdictions.

Paying for college can be a challenge. SunTrust can help navigate the options.

  • Money Management

    Before you look into paying for your college expenses, it's important to know how much money you'll need. Our money management resources, tools, and budgeting tips can help.

  • Financial Aid Tools

    Use our college tuition guide and step-by-step guide to paying for college for planning advice on how to avoid getting too over-burdened with debt before you've earned a degree.

  • Scholarships & Grants

    Before you get a loan, we encourage you to try getting scholarships and grants first. Our list of online resources can help. You can also register for the SunTrust Off to College Scholarship Sweepstakes (see Official Rules for details).